Credit Reporting and Repair Resources

The Place to Check

Central Source LLC - Sponsored by Equifax, Experian, and TransUnion, this is the site to go to for a free annual credit report.  Click HERE for their website.

Credit Reporting Agencies

Equifax - The company has some consumer information on its website and sells financial products to consumers ranging from $9.95 / month to $39.95 / month. Click HERE for their website

Experian - You can purchase credit information about yourself from this web site.  Different products range from $10.00 to $39.95. Click HERE for their website.

TransUnion - TransUnion handles over 14 billion pieces of credit information each year.  TransUnion markets credit services to consumers. Click HERE for their website.

Education and Information

American Institute of Certified Public Accountants - This website has articles on practical guidance grouped by life stage and by financial topic.  In addition, you can submit financial questions to volunteer CPSs and CPA Personal Financial Specialists. Click HERE for their website.

American Institute of Certified Public Accountants - Money saving tips. Click HERE for their website.

Federal Trade Commission - Provides information to help protect consumers. Click HERE for their website.

Fair Isaac Corporation - Credit bureau scores are often called “FICO scores” because most credit bureau scores are produced from software developed by Fair Isaac and Company.  FICO scores are provided to lenders by the major credit reporting agencies.  The Fair Isaac Corporation website provides information for consumers on credit scores, credit reports, and identity theft.  It also provides links to other resources and a glossary of terms. Click HERE for their website.

Illinois Dept of Financial and Professional Regulation - The Department has collected a wealth of financial literacy information from private and public websites recommended by the leading financial publications in order to help citizens understand how money works so that they will make wise financial decisions.  Click HERE for their website.

National Consumer Law Center - The nation’s consumer law expert, helping consumers, their advocates, and public policy makers use consumer laws on behalf of low-income and vulnerable Americans seeking economic justice.  The website contains policy analysis and regulatory comment. Click HERE for their website.

Social Security Administration - This website has information on the procedures and consequences of getting a new Social Security number.  It also has links to the FTC website and the credit bureaus for other information concerning identity theft. Click HERE for their website.

 

This article is meant to give you general information and not to give you specific legal advice.
Prepared by Community Legal Aid Services, Inc. Updated February 2012.

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